General Liability Insurance

Comprehensive protection for your business that keeps up with your industry.

Providing General Liability Insurance Throughout Arizona

No matter the size and nature of your business, there are always uncertainties. At AZCAL Insurance Services, our team of advisors works with you to determine your business risks and to create an insurance package that makes the most sense for your business.

When you look around your business, it’s obvious that you need protection against damage to your buildings, equipment, and staff. Less obvious–but no less important–is the risk of damage to other people and businesses, which could leave you paying out large sums if held liable.

What is General Liability Insurance? 

General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client).

It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.

Why Does a Business Need General Liability Insurance? 

Owning your own business can be very rewarding, but it can also be accompanied by a significant amount of risk. Your business needs general liability insurance if you ever meet clients (at your business or theirs) or have any physical access to their equipment. Additionally, general liability insurance may be a requirement before some businesses will sign a contract with you. This will allow you to protect your company assets and allow you to focus on building your business worry-free. 

When shopping for good general liability insurance, there are a few things that you should consider: 

  • Does your insurance provider actually have the finances available to payout a large claim? 
  • Is your insurance provider willing to offer any significant discounts for your business? 

AZCAL Insurance Services is here to help you answer these questions and more. Don’t leave any part of your business’ protection up to chance! 

Contact an Experienced Insurance Advisor 

AZCAL Insurance Services is located in Scottsdale and has been serving clients throughout Arizona for over thirty years. We’ve established solid relationships with many well-known, reputable insurance companies and can help ensure that you get the best possible coverage and the most reasonable price. 

How much risk are you willing to assume? Answering this question will determine how much coverage your business actually needs. But the answer to this question is normally quite complex. Not all businesses need the same coverage level. Contact a professional! Our insurance agents have the experience and knowledge needed to successfully create a customized coverage plan for your business.  

General liability insurance is a common necessity for most businesses. AZCAL Insurance Services can help you to determine a policy that works for the unique needs of your business. Contact to get a no-obligation proposal today!

Request a General Liability Insurance Quote

As an independent agency, we offer multiple options at competitive prices.

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