Your vehicle can be a costly investment that is exposed to many risks outside of your control. At AZCAL Insurance Services, we make sure you have the protection you need at a price you can afford.
Aside from your home, your car or truck is likely one of your biggest assets. It’s also likely the key to completing your day-to-day routine (going to the grocery store, commuting to work, visiting loved ones, etc.) Proper auto insurance protects against potentially crippling financial losses and the significant inconvenience of being without transportation.
Remember, not all car insurance is created equal. Some auto insurance policies simply meet the legal requirements. In most states, this means your auto insurance will cover the damage you cause to other cars in collisions.
However, car insurance in some ‘no-fault’ states will also cover your own car or truck. Additionally, the law usually states that auto insurance policies must cover some medical bills that result from a car crash.
Depending on the specifics of your policy, auto insurance can cover:
Auto insurance policies vary and can protect your car or truck if stolen, damaged, or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You can also get policies to protect yourself from damage caused by uninsured drivers. Knowing the options is the first step to obtaining effective coverage.
As an independent agency, we are an advocate for finding coverage that meets your individualized needs. Here are a few questions that we recommend asking:
Knowing the answers to these questions can help your agent better understand your coverage needs.
The team at AZCAL Insurance Services has over 100 years of combined experience serving clients. We understand Arizona insurance and are here to help you navigate this complicated field.
Talk with us and ensure that you have the proper coverage with the right insurance company. If not, we can help you get the policy that you need to protect you, your family, and others on the road!
As an independent agency, we offer multiple options at competitive prices.