Home Insurance


Don’t leave your biggest asset to chance! Get the insurance coverage that you need to effectively protect your home.

Homeowner Insurance Agency Located in Scottsdale, AZ 

Your home is one of your biggest assets, and it’s important to strategically protect it. At AZCAL Insurance Services, our team of experienced insurance advisors is ready to help you plan for the unexpected by assessing what type of homeowner insurance coverage is just right for you and your family.


Owning a home is an expensive investment, not to mention a valuable asset and normally the center of your life. Because of all these reasons, it is extra important to get a full-coverage homeowner policy. If you get the right policy and you can have peace of mind about the small and large risks related to owning a house. 

Mitigate the Risks of Homeownership   

It’s fairly easy to see the benefit of home insurance when considering natural disasters like fires and flooding, but this type of insurance can be used to address other common mishaps.

Did you know that dog bite liability is typically covered by homeowner insurance?

Getting the right coverage for your specific needs is pivotal to your protection. A devastating fire could result in not just the loss of your home but also lead to financial ruin. Without adequate home insurance, you could be left with no way of raising the funds to pay off the balance of the mortgage.  

Of course, homeowners insurance may also protect you from more common house-related incidents like pipe leaks, burglary of personal possessions, and much more.

Choosing The Right Home Insurance 

Homeowner insurance rates vary significantly from company to company. So the cost of your home insurance isn’t entirely based on coverage type, but also the insurance company you choose. At AZCAL Insurance Services, we have great relationships with many well-known, reputable insurance companies, allowing us to give you the power of choice and flexibility (you don’t have to go to the same company for all of your insurance needs)!  

Finding the right homeowners insurance policy for your unique needs can seem overwhelming. Rest assured, we can help make things a bit simpler by creating a policy that gets you the proper coverage at the right price.

When reviewing your home insurance options, consider the following coverages:

  • Fire
  • Personal Property / Contents
  • Property Damage
  • Additional Living Expense / Loss of Use
  • Jewelry, Fine Arts & Collectibles
  • Medical Expenses
  • Personal Liability
  • Miscellaneous Coverage
  • Personal Injury
  • Umbrella
  • Excess Liability Coverage
  • Flood Coverage
  • Secondary Home
  • Collectible Cars
  • Wine Collection
  • Water Back-Up
  • Off Premises Theft

Contact An Experienced Insurance Advisor 

Because AZCAL Insurance Services is an independent insurance agency, we offer our clients the flexibility to “shop around” and buy coverage that meets their specific needs. Every Arizona home insurance company has different policy conditions, meaning it is very important to understand your coverage and read the small print. 

With over a hundred years of combined experience, our team of advisors can help you assess your coverage needs, evaluate the different plans, and then determine your best options. Contact us to get a no-obligation proposal!

Request a Home Insurance Quote!

As an independent agency, we offer multiple options at competitive prices.

Contact Information

480-948-8008
sayhello@azcalinsurance.com